Sample: Response in an Automobile Case with Some Liability Question

Dear Mr. Adjuster:

Thank you for your prompt response to my letter of demand in which we requested the sum of $25,000 for settlement of the above captioned matter. This will acknowledge your offer of $8,500 in a telephone conversation which took place on March 5, 1999.

We concede that liability is not crystal clear in this case. However, we disagree that the liability factor is as weak as you suggest. Our client proceeded through the subject intersection expecting that your insured would yield the right of way. The potential testimony of your insured that my client was speeding is unsupported and self serving. Furthermore, the physical damage itself suggests that your insured failed to yield before making the turn in front of my client...