Science.

Date01 September 2020

With a touch of real sadness, we present the effects of COVID-19 in this issue in a set of articles that we believe will prove useful and interesting.

The art and science of underwriting relies upon levels of predictability that often include an irrational "gut" sense on the part of the professionals assessing risk. In the case of the COVID-19 pandemic, an entire society's leaders needed to don the robes of risk managers in a trice of time and try to find predictors and pathways that ended up being as much "gut" as science, since the science was so low in actual reliability and the...

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