Sample: Response in a Premises Liability Case

Dear Mr. Adjuster:

Your recent offer to settle the above case for $6,000 has been communicated and discussed with my client. Our original demand of $14,000 was based upon injuries that are well documented and supported by the facts. The defective condition of your insured's stairway makes this case, in our opinion, a very strong case in terms of liability.

The failure to correct deficiencies that are noted in a building inspection which took place in June of 1998 will be considered by a jury to be clear negligence. I doubt if the jury will have much sympathy for your insured's assertion that he thought the defect had been corrected.

Comparative negligence on the part of my client is indeed minimal. He...