Forbes Advisor Unveils First-Ever Best Life Insurance Companies Awards.
Position | [IN THE NEWS] |
Pacific Life was named top life insurance company of 2020, followed by Northwestern Mutual and Penn Mutual Life Insurance Co.
Forbes Advisor, a trusted destination for money news and reviews, and a financial product marketplace, announced Pacific Life as the winner of its 2020 Best Life Insurance Companies Awards. Northwestern Mutual and Penn Mutual were awarded the second and third best companies.
In its evaluation, Forbes Advisor focused on companies' cash value life insurance products, since these have larger consequences than term life insurance if the wrong product or company is chosen.
"Unlike term life insurance, where nothing much can go wrong as long as you pay the premiums, cash life insurance policies require the most monetary investment and long-term commitment from customers," says Amy Danise, Chief Insurance Analyst at Forbes Advisor. "And cash value policies are often relied upon to pass wealth on to heirs or to fund trusts." Choosing the wrong product or company can mean a buyer pays more premiums or has their policy's cash value diminished by high fees or low-performing investments.
Forbes Advisor's data-driven evaluation encompassed 25 large...
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