Breach of Contract Damages.
Byline: Derek Hawkins
7th Circuit Court of Appeals
Case Name: BankDirect Capital Finance, LLC, et al. v. Capital Premium Financing, Inc.
Case No.: 18-1054
Officials: LAUM, EASTERBROOK, and BRENNAN, Circuit Judges.
Focus: Breach of Contract Damages
BankDirect Capital Finance and Capital Premium Financing both participate in the market for loans to finance insurance premiums. Insurers want to be paid up front for the full policy period, but many businesses prefer to pay by the month. A premium-financing loan makes both things possible. The client makes a down payment toward the annual premium and borrows the rest. It repays the loan monthly.
Our initial question is whether we have appellate jurisdiction. In addition to holding that statements in an opinion are not an injunction, Gunn concludes that the absence of an injunction satisfying Rule 65(d) prevents a direct appeal from a three-judge district court to the Supreme Court under 28 U.S.C. 1253 (1970 ed.). If that's how 1253 works, maybe the same is true about 1292(a)(1), which BankDirect invokes. We requested and have received supplemental memoranda about...
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