Practical Skills: Mortgages (NY)
- Publisher:
- New York State Bar Association
- Publication date:
- 2021-04-30
- ISBN:
- 978-1-57969-137-0
Index
- I. Introduction
- A. Initial Hints
- B. General Definitions and Basics
- II. Mortgageable Interests
- A. Introduction
- B. Purchase Money Mortgage
- C. Building Loan Mortgage
- D. Leasehold Mortgage
- E. Fixed Rate Mortgage
- F. Adjustable Rate Mortgage (Arm)
- G. Graduated Payment Mortgage (Gpm)
- H. Pledged Account Mortgage (Pam)
- I. Growing Equity Mortgage
- J. Reverse Annuity Mortgage (Ram)
- K. Shared Appreciation Mortgage (Sam)
- L. Price Level Adjusted Mortgage (Plam)
- M. Balloon Mortgages and Rollover Mortgages
- III. Government-Related Mortgages
- A. Federal Housing Administration (Fha)
- B. Veterans Benefits Administration (Va)
- C. Farm Service Agency (Fsa)
- D. Farm Credit Banks
- lV. Other Financing Avenues
- V. Execution and Delivery of the Mortgage
- VI. Building Loan Mortgages
- A. Special Issues
- B. Building Loan Agreement Modification and Subordination
- C. Mortgage Recording Tax
- VII. Usury
- A. Exemptions and Exceptions
- B. Annual Percentage Rate
- C. Penalties For Usury
- VIII. Mortgage Terms
- lX. Preparing the Purchase Money Mortgage
- X. Mortgage Deficiencies and Their Remedies
- A. Harmful Inclusions
- B. Suggested Clauses For Inclusion
- C. Conclusion
- XI. Environmental Protection Agency Clause
- XII. Instruments Relating To Mortgages
- A. Mortgage Extensions and Modifications
- B. Consolidation Agreements
- C. Splitter and Spreader Agreements
- D. Subordination Agreements
- E. Renewal Mortgages
- F. Mortgage Assignments and Transfers
- G. The Right To Redeem
- XIII. Release of A Mortgage and Related Transactions
- XIV. Statute of Limitations Applicable To Mortgages
- XV. Forfeiture of A Mortgagee'sInterest To the United States of America
- XVI. Deficiency Judgment
- XVII. Commercial Credit Line Mortgages
- XVIII. Discrimination in Mortgage Lending
- A. Generally
- B. Statutory Authority
- C. Types of Discrimination
- D. Disparate Treatment
- E. Disparate Impact
- XIX. Predatory Mortgage Lending
- Xx. Issues Surrounding Discharge Or Assignment
- A. Assignment As Opposed To Satisfaction
- B. Payment of Fees on Assignments
- C. Escrow Accounts
- XxI. "Non-Recourse" Mortgages and Limited Guarantees of Key Principals
- XxII. Lien Law and Trust Fund Violations; Prime Mortgage Liens
- XxIII. Participations
- XxIV. The Patriot Act in Mortgage Lending
- Mortgages—Index of Forms