What's Mine Is Ours? Income Pooling in American Families

AuthorKasey J. Eickmeyer,Wendy D. Manning,Susan L. Brown
Published date01 August 2019
Date01 August 2019
DOIhttp://doi.org/10.1111/jomf.12565
K J. E , W D. M,  S L. B Bowling Green State
University
What’s Mine Is Ours? Income Pooling in
American Families
Objective: The objective of this study is to deter-
mine whether income-pooling strategies differ
between married and cohabiting individuals
without children, only biological children, or
any stepchildren.
Background: Americans are forming families
in new ways via cohabitation and stepfamilies,
which may have implications for resource
pooling. Although a majority of married
and cohabiting couples pool their incomes, little
is known about the role of children in couple’s
income-pooling behaviors.
Method: The authors use recently collected,
nationally representative data fromthe Families
and Relationships Study (n=4,362). Control-
ling for sociodemographic, household, and rela-
tionship characteristics, the authors use logistic
regressionto predict the odds of income pooling
among married and cohabiting individuals with-
out children, only biological children, or any
stepchildren.
Results: The likelihood of income pooling
remained similar among cohabitors regard-
less of the conguration of children in the
household. Among married families, however,
the likelihood of income pooling differed by the
presence of resident stepchildren. Married
families with resident stepchildren had a lower
Department of Sociology, Bowling Green State University,
Bowling Green, OH 43402 (eickmek@bgsu.edu).
Key Words: cohabiting couples with children,family demog-
raphy, family economics, family resourcemanagement.
probability of pooling their income when com-
pared with married families with only resident
biological children.
Conclusion: The ways economic resources are
shared differs across family types. The ndings
from this study areconsistent with an incomplete
institutionalization perspective and demonstrate
that individuals in cohabiting-couple fami-
lies and married-couple families with resident
stepchildren areless likely to pool their incomes.
INTRODUCTION
Although a majority of married and cohab-
iting couples pool their incomes (Addo &
Sassler, 2010; Hamplova & Le Bourdais,
2009; Heimdal & Houseknecht, 2003), little
is known about the role of children in cou-
ple’s income-pooling behaviors. Understanding
patterns of income pooling across families is
paramount to understanding differentials in
advantage among children and informing public
policy. Although monetary support of biological
children is legally and socially sanctioned,
stepparent–stepchild relationships and corre-
sponding investments continue to be nebulous
and incompletely institutionalized (Cherlin,
2004; Hofferth & Anderson, 2003). Thus, the
presence of a stepchild may diminish the like-
lihood that the couple pools their economic
resources when compared with having only
resident biological children.
This distinction may be particularly salient
among contemporary families, as family expe-
riences and expectations are not uniform.
968 Journal of Marriage and Family 81 (August 2019): 968–978
DOI:10.1111/jomf.12565

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