What Is Your Distracted Driving Policy?

• Date: 26 November 2018
• Author: Demaria, Alfred T.

* With the pervasiveness of cell phones, distracted driving now clearly includes entering phone numbers or talking on a cell phone (even hands-free), texting, e-mailing, etc. Yet, most insurance industry employers do not have a "distracted driving" policy, but rather, have just a hands-free mobile device use policy, if they have a policy at all. As more and more insurance industry jobs require outofoffice jobs including cars, it is imperative to pay attention to liability reducing policies.

Cell Phone Distractions Are Different

Cell phone usage and texting are verifiable. When an accident occurs, records exist that show whether a driver was using a cell...