VIEWS FROM THE BOTTOM: After The Fact It's Usually Too Late!([LOOKING BACK] INSURANCE ADVOCATE - 26 YEARS AGO)

• Date: 11 March 2019
• Author: Moll, Arther I.

We are a nation of second guessers. This national pastime rarely, if ever, solves anything.

Instead of helping, it usually exacerbates problems.... and if events or circumstances have a direct effect on us, we begin to act like mice in a maze, running around in circles instead of taking the lime to calmly evaluate what occurred and taking steps to assure that we extricate ourselves.

But alas, I can't count the number of new clients who cry about fraudulent workers' compensation claims or the "bad luck" due to the acts of careless employees. It amazes me that they willingly subscribe to the fiction that all their businesses are hazard-free and excellent, safe workplaces.

The truth is, that if they weren't running around in a maze and had taken aggressive, preventative measures, many of the accidents they blame on bad luck or careless employees would never have happened.

In somewhat the same vein, many seemingly sane persons go years and years without a physical examination. Unfortunately, safety and training and prevention are usually the last...