These cities are ready to spend, spend, spend.

• Position: Holiday Budgets - Brief article

With 2016 holiday spending expected to increase 3.6% to nearly $656,000,000,000, and more than one-third of consumers exceeding their holiday budgets in 2015, the personal-finance website WalletHub has released its 2016 Holiday Budgets by City report. Analysts used several key metrics--ranging from "age" to "debt-to-income ratio"--to estimate and compare the maximum spending amounts for consumers in each of 570 U.S. cities.

The cities with the 20 highest holiday budgets--Texas has eight and California five--starting at No. 1, are Palo Alto, Calif. ($2,381); League City, Texas ($2,362); Sugar Land, Texas ($2,334); Sunnyvale, Calif. ($2,203); Pearland, Texas ($2,080); Missouri City, Texas ($1,985); Cary, N.C. ($1,948); Mountain View, Calif. ($1,914); Shawnee, Kan. ($1,843); Troy, Mich. ($1,809); Midland, Texas ($1,752); Santa Clara, Calif. ($1,748); Arlington, Va. ($1,741); Pleasanton...