The numbers.

• Position: News&trends

20%

Number of 350 bankers surveyed who indicated that they would raise the number of new loans and increase loan amounts to existing small-and medium-sized clients over the next two years.

-IFAC

74%

Small-business owners who do not plan to increase employee headcounts before the end of January.

--George S. May International

63.4%

Publicly traded companies in the Bay Area that have decreased their tax department budgets since 2008.

--Jody Davis and Associates

72

Days out of the year the average person is in contact via e-mail with their core network of...