Statutes of Limitations.
| Date | 01 February 2024 |
| Author | Quimby, Sue C. |
| Published date | 01 February 2024 |
Insurance policies contain conditions for how and when claims must be submitted. There are also state requirements and timeframes for filing claims. Statutes of limitation determine the maximum time for bringing causes of action or lawsuits after an event. Some statutes, especially those applying to sexual abuse, are under review in many states. Helping clients understand how their exposure to such claims may change is another value-added service of the professional agent.
Each state has its own set of regulations. The timeframe differs depending on the type of offense and the jurisdiction. One reason for such limitations is to protect defendants. As time passes, evidence could be harder to obtain. Witnesses may not be available or their memories can fade. In New York, Homeowners...
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