STARTING GATE.

• Position: NC TREND: Pulse: News and insights

Five new startup banks are seeking regulatory approval to enter the state's financial scene. The last new bank chartered in North Carolina was Jacksonville-based Coastal Bank & Trust in 2009. Here's the lowdown.

AMERICAN BANK & TRUST *

HQ: Monroe

CEO: W.R. "Randy" Adcock, former local executive at First National Bank. Yadkin Bank and American Community Bank

Organizers: include Steven Barnes, David Cuthberston, Jenriifer Harris and Randy Helton

Fundraising goal: at least $20 million

Prospective opening: TBA

CAROLINA STATE BANK

HQ: Greensboro

CEO: Brian Plum, CEO of Blue Ridge Bank

Organizers: include Blue Ridge Bankshares of Luray, Va.

Fundraising goal: $20 million

Prospective opening: TBA

COMMUNITY BANK OF THE CAROLINAS

HQ: Winston-Salem

CEO: Simpson "Skip" Brown Jr., former chief executive of TriStone Community Bank

Organizers: Lou Baldwin Jr., Timothy Bohon, Ashley Carros, Lida Calvert-Hayes, Jim Monroe Jr. and William White III

Fundraising goal: up to $30 million

Prospective opening: late 2018

DOGWOOD STATE BANK

HQ: Raleigh

CEO: Steve Jones, former executive at VantageSouth, Yadkin, RBC-Centura and First National Bank

Organizers: David Brody, Scott Custer, Fielding Miller, Robin Perkins, Sepi Saidi and Richard Urquhart

Fundraising goal: $75 million...