Section 9.9 Intent to Deceive

• Library: Insurance Practice 2015

Generally, even an affirmative material misrepresentation will not void coverage unless it was made with the intent to conceal the true state of the facts. State Farm Fire & Cas. Co. v. Car/Bil, Inc., 842 S.W.2d 128, 131 (Mo. App. W.D. 1992); Cont’l Cas. Co. v. Maxwell, 799 S.W.2d 882, 888 (Mo. App. W.D. 1990). To show that a misrepresentation was fraudulent, it must be shown that the applicant knowingly made a false statement with the intent to deceive. Car/Bil, 842 S.W.2d at 131; Maxwell, 799 S.W.2d at...