Section 8.51 Emerging Insurance Industry Solution

• Library: Insurance Practice 2015

A typical church policy underwritten by a major national insurer provides a good example of how these issues can be successfully handled. The example of this policy provides excellent guidance to any attorney advising a church or similar social service organization.

The policy is written very similar to a general commercial property and business liability policy. But the policy provides also for optional “Clergy Professional Liability” coverage.

In this optional coverage, the policy defines “counseling...