Section 8.49 Introduction—Emerging Hybrid Professional Liability

• Library: Insurance Practice 2015

One concern that has emerged in the last several years pertains to liability coverage for clergy members who provided “counseling” services as a part of their vocation. While it is clear that a loss or claim of loss arising out of an overt act of sexual misconduct is generally excluded as an intentional act, it is clear that those who counsel otherwise distressed individuals expose themselves or their employers to claims of misconduct that may be unfounded. This is also an emerging concern for high school...