Section 74 Hidden Finance Charges
| Library | Motor Vehicle 2011 |
Some dealers represent that no time price differential or finance charge is being imposed on the credit purchaser. If the time price differential is not properly disclosed as a finance charge and
its annual percentage rate properly stated, there will be a violation of the federal TILA (Truth in Lending Act), 15 U.S.C. §§ 1601 et seq.
There are no Missouri state court decisions dealing with this kind of hidden finance charge. But see, e.g., Killings v. Jeff’s Motors, Inc., 490 F.2d 865 (5th Cir. 1974) (the...
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