Section 7 Insured Worker

• Library: Employer-Employee Law 2008

A deputy promptly examines each initial claim and determines the claimant’s status as an “insured worker.” Section 288.030.1(22), RSMo Supp. 2007. Whether the claimant is an insured worker and the benefit amount the claimant will receive is figured on wages paid during the claimant’s base period. “Base period” is the first four of the last five completed calendar quarters immediately preceding the first day to a claimant’s benefit year. Section 288.030.1(2). “Insured work,” § 288.030.1(21), is “employment,” § 288.034, RSMo Supp. 2007, in the service of an “employer,” § 288.032, RSMo Supp. 2007.

For initial claims filed after December 31, 2006, an “insured worker” is a claimant who was paid wages of at least $1,400 in at least one calendar quarter of the base period and total wages in the base period equal to at least one and one-half times the insured wages in that calendar quarter of the base period in which the claimant’s insured wages were the highest. Section 288.030.1(22)(b). For example, a claimant who files an initial claim effective during the second quarter of 2007 has a base period consisting of the four calendar quarters of 2006. The claimant must have wages of at least $1,400 in one quarter...