Section 60 Substantive Requirements

LibraryMotor Vehicle 2011

The consumer leasing provisions of the TILA also include a section requiring that any estimated residual value of the property at the end of the lease term for which a lessee is to be liable must be a reasonable approximation of the anticipated actual fair market value. 15 U.S.C. § 1667b(a). Furthermore, if the estimated value exceeds the actual value by more than three times the average monthly payment, there is a rebuttable presumption that the estimated value is unreasonable. And in that situation, the...

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