Section 6.6 Uninsured Motor Vehicle

• Library: Insurance Practice 2015

While it would initially appear easy to determine if a vehicle is an “uninsured motor vehicle,” this has been one of the most litigated issues.

There are four distinct definitions of an “uninsured motor vehicle”:

1. A motor vehicle that has no applicable liability policy at the time of the accident

2. A motor vehicle that is insured, but the insurance carrier denies liability...