Section 6.32 Family Member

• Library: Insurance Practice 2015

The policy defined a family member as “a person related to (the named insured) by blood, marriage or adoption who is a resident of (the named insured’s) household.” Pruitt v. Farmers Ins. Co., 950 S.W.2d 659, 661 (Mo. App. S.D. 1997). The insurer argued that the insureds’ nephew was not a resident of the household at the time of the accident even though he came to Missouri to temporarily reside with them while he worked on their farm. The court of appeals held that the nephew...