Section 6.26 Objective and Source of Coverage
| Library | Insurance Practice 2015 |
The purpose of underinsured motorist (UIM) coverage is to protect an insured from motorists who carry insufficient coverage to fully insure themselves against damages incurred in an accident. Marshall v. N. Assurance Co. of Am., 854 S.W.2d 608, 611 (Mo. App. W.D. 1993). UIM coverage pays legally collectable damages for bodily injuries or death if an insured or a person riding in the insured’s car is injured or killed in a collision with a car whose driver does not have enough insurance to cover the...
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