Section 6.14 What Damages Are Recoverable

• Library: Insurance Practice 2015

The insured is entitled to recover under UM coverage sums that he or she would be entitled to recover from the owner/operator of the uninsured vehicle because of bodily injury, sickness, or disease, including death resulting from the injury.

Section 379.203, RSMo 2000, does not require, and the personal automobile policies do not provide, coverage for property damage losses.

A policy provision that reduced the amount that could be recovered under a medical expense provision by amounts paid under UM...