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- Chapter 6 Protection Against Uninsured and Underinsured Motorists
Section 6.13 Injuries Caused by Ownership, Maintenance, or Use of Uninsured Motor Vehicle
Library | Insurance Practice 2015 |
Section 379.203.1, RSMo 2000, mandates that UM coverage be for liability “arising out of the ownership, maintenance, or use of any motor vehicle.” Insurance policies similarly provide that the owner’s or operator’s liability for these damages must result from “the ownership, maintenance or use of the ‘uninsured motor vehicle.’” Copyright, ISO Properties, Inc., 1998.
For the damages to be caused by the use of the uninsured motor vehicle, the uninsured vehicle must be more than just the situs of the injury...
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- Chapter 6 Protection Against Uninsured and Underinsured Motorists
- Section 6.1 Objective and Source of Coverage
- Section 6.2 The Statute
- Section 6.3 The Policy
- Section 6.4 “Insured”
- Section 6.5 Insured Motor Vehicle
- Section 6.6 Uninsured Motor Vehicle
- Section 6.7 No Insurance Applicable
- Section 6.8 Insurance Carrier Denies Liability or Is Insolvent
- Section 6.9 Insurance Limits Are Less Than Amounts Required by Financial Responsibility Law
- Section 6.10 Hit-and-Run Vehicle
- Section 6.11 Notice of Claim
- Section 6.12 Damages Incurred While Occupying Insured Motor Vehicle
- Section 6.13 Injuries Caused by Ownership, Maintenance, or Use of Uninsured Motor Vehicle
- Section 6.14 What Damages Are Recoverable
- Section 6.15 Punitive Damages
- Section 6.16 Bad Faith and Vexatious Delay
- Section 6.17 Limits of Liability
- Section 6.18 Other Insurance (Stacking)
- Section 6.19 Exclusions
- Section 6.20 Injury While Occupying Owned Automobile Other Than Insured Automobile
- Section 6.21 Settlement Without Consent of Uninsured Motorist Insurer
- Section 6.22 Workers’ Compensation Benefits
- Section 6.23 Insurer’s Rights Against Uninsured Motorist
- Section 6.24 Proof of Claim—Medical Reports
- Section 6.25 Payment of Loss
- Section 6.26 Objective and Source of Coverage
- Section 6.27 Persons Insured
- Section 6.28 Legally Entitled to Recover
- Section 6.29 Damages Recoverable
- Section 6.30 “Underinsured”
- Section 6.31 Underinsured Motor Vehicle
- Section 6.32 Family Member
- Section 6.33 Exhaustion Clause
- Section 6.34 Consent Clause
- Section 6.35 Owned Vehicle Exclusion
- Section 6.36 Consortium Claims
- Section 6.37 Other Insurance, Excess Insurance Clauses
- Section 6.38 Set-Off Clauses
- Section 6.39 Reimbursement for Payments From Other Sources
- Section 6.40 Anti-Stacking Clauses
- Section 6.41 Amount of Settlement With the Underlying Tortfeasor
- Section 6.42 The Release
- Section 6.43 Covenant Not to Execute
- Section 6.44 Procedure
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