Section 6.1 Objective and Source of Coverage
| Library | Insurance Practice 2015 |
Uninsured motorist (UM) coverage is insurance provided to the insured to protect the insured against personal injuries sustained in a motor vehicle accident in which the at-fault driver is not covered by bodily injury liability insurance to the same extent as if the at-fault driver had complied with the financial responsibility law. This is the insurance that is taken out for protection, for personal injury only, when an injury is caused by a driver who has not complied with The Motor Vehicle Financial Responsibility Law, Chapter 303, RSMo. The amount of UM coverage is not...
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