Section 44 Default Defined

LibraryMotor Vehicle 2011

Section 408.552, RSMo 2000, limits the definition of default to either the:

· failure of the borrower to make a required payment; or

· significant impairment of “[t]he lender’s prospect of payment, performance, or ability to realize upon the collateral.”

If this second part of the default definition is relied on, the burden of establishing a significant impairment is on the lender. Section 408.552(2).

These limitations on the...

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