Section 4.30 Umbrella or Excess Liability Insurance

• Library: Construction Law 2016 Supp

D. (§4.30) Umbrella or Excess Liability Insurance

As mentioned in §4.16 above, discussion of additional insureds under umbrella or excess liability policies is difficult because there are no standard umbrella or excess forms used by the insurance industry. Because of this lack of standards and the interactive complexity of these policies with the underlying policy or policies, the effectiveness of additional insured status under either of these policies is fraught with uncertainty. See DONALD S. MALECKI ET AL., THE ADDITIONAL INSURED BOOK ch. 14, Umbrella and Excess Liability Insurance (Int’l Risk Mgmt. Inst., Inc., 4^th ed. 2000)...