Section 4.116 Aircraft and Vehicles

• Library: Insurance Practice 2015

The aircraft and vehicles provision covers direct loss by aircraft or vehicles but only if the damage results from actual physical contact of an aircraft or vehicle with the insured property. Loss by objects falling from an aircraft is also covered. This provision excludes loss caused by any vehicle owned or operated by an insured or by a tenant of the premises. Damage to certain items is also excluded under this provision.

The court in Bernhardt v. Boeuf & Berger Mutual Insurance Co., 319 S.W.2d 672 (Mo...