Section 3 Financing Home Improvement
| Library | Consumer Law and Practice 2010 |
Home repairs can be expensive whether they are large or small, and homeowners must find a way to pay for repair and remodeling projects. If unable to pay cash, the homeowner will have to finance improvements. Homeowners sometimes overlook the best choices for financing home repair and remodeling projects, such as their own banks, savings and loans, or credit unions. Studies suggest that consumers generally do not shop around for the best mortgage terms. Ren S. Essene & William Apgar, Understanding Mortgage Market Behavior: Creating Good Mortgage Options for All Americans, Joint Center for Housing Studies (Harvard Univ. Apr. 25, 2007), available at:
www.jchs.harvard.edu/publications/finance/mm07-1_ mortgage_market_behavior.pdf
A number of municipalities and local governments or nonprofits offer grants and low-cost loans for home repair...
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