Section 20 Insurance Coverage

• Library: Prof Liability 2005

Counsel should ascertain any insurance coverage as soon as possible. “Many churches insurance policies now contain exclusions for employee sexual misconduct or require a substantial deductible. Nevertheless, the employer will probably have substantially more assets than the perpetrator that can be used to satisfy any judgments.” Richard Serbin, When Clergy Fail Their Flocks, 38 Trial 35, 41 (May 2002); see generallyNew Madrid County Reorganized Sch. Dist. No. 1 v. Cont’l Cas. Co., 904 F.2d 1236, 1240–42...