Section 18 Restrictive Endorsements

LibraryCommercial Law 2007

Revised UCC Article 3 significantly limits the use of restrictive endorsements on negotiable instruments. Under the new UCC, “[a]n endorsement limiting payment to a particular person or otherwise prohibiting further transfer or negotiation of the instrument” is ineffective to prevent further transfer or negotiation. Section 400.3-206(a), RSMo 2000. Accordingly, if a payee endorses an instrument to “Pay John Doe only,” John Doe may negotiate the instrument to subsequent holders, who can ignore the...

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