Section 15.9 Owned Property Exclusion

• Library: Insurance Practice 2015

CGL policies typically exclude coverage for property owned by the insured or in the insured’s care, custody, or control. The exclusion
typically provides that the insurance does not apply to property damage to:

· property owned or occupied by or rented to the insured;

· property used by the insured; or

· property in the care, custody, or control of the insured or as to which the insured is for any purpose exercising physical control.

In environmental damage claims, the issue of ownership or control is frequently disputed...