Section 11.28 Additional Insured

• Library: Construction Law 2016 Supp

H. (§11.28) Additional Insured

Like hold harmless clauses, being an additional insured is not a true defense but is a potential method to avoid liability. The design professional is an insured on another person’s or entity’s insurance policy. In reality, this provides very little protection. The professional is covered only to the extent that the underlying policy provides coverage, including all applicable exclusions. The limits of coverage are normally shared with all other...