Section 10 Duty to Notify Customer if Coverage Unavailable

• Library: Prof Liability 2005

If requested insurance cannot be obtained, an insurance agent owes a duty to notify a client that the coverage is unavailable. Blevins v. State Farm Fire & Cas. Co., 961 S.W.2d 946 (Mo. App. W.D. 1998). The notification must be timely. Manzella v. Gilbert-Magill Co., 965 S.W.2d 221 (Mo. App. W.D. 1998); Pittman v. Great Am. Life Ins. Co., 512 S.W.2d 857 (Mo. App. W.D. 1974); Barnes v. Metro. Life Ins. Co., 612 S.W.2d 786 (Mo. App. E.D. 1981). As the court in Kelley v. Shelter Mutual Insurance Co., 748...