Renta fija.
Author | Belone, Aisha |
Position | Envio de dinero |
Además de financiar las necesidades básicas, ahora los envíos de dinero realizados por latinoamericanos que viven en EE.UU. les están ayudando a sus familiares a crear historias de crédito en sus respectivos países.
Según el Banco Interamericano de Desarrollo (BID), sólo en 2003 fueron enviados US$31 mil millones a Latinoamérica y el Caribe. Quienes reciben estas remesas generalmente tienen que complementar sus ingresos empleando toda clase de estrategias para sobrevivir: desde vender comida en la calle hasta remendar ropa en casa. Pero comprar las provisiones para esas pequeñas empresas puede ser un dolor de cabeza, especialmente para quienes no tienen historia de crédito.
Acción International (AI), una organización sin fines de lucro basada en Boston, cree tener la solución. La firma desarrolló un proyecto que deposita el dinero enviado desde EE.UU. en una cuenta de ahorros de la persona que lo recibe. Esa cuenta establece una historia de crédito...
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