Paying off that traffic ticket may not be the best option you have.

• Author: Powers, Bill
• Position: LAW JOURNAL 2009

Oh no! I think he's turning around. Shoot, there go the blue lights. Where is that registration card? " Even the most careful drivers occasionally get traffic tickets. And when they do, there are a host of questions that come to mind: "How will this affect the company car?" "Will there be a license suspension?" "What are the implications to the business? "Should the insurance carrier be advised?" "Will my personal insurance be affected?" "How can I avoid telling my significant other?"

Given those and other considerations, it may seem a relatively simple proposition to "just pay the ticket." But, frankly, that isn't always the best way to proceed. When you get a ticket, seek out helpful information from a seasoned attorney. In the end it may save you a substantial amount of time, money and heartache. Here are some things you should know:

It's different down here--and complicated too

North Carolina has complex laws regarding moving violations. Many drivers who move here from other parts of the country are shocked to hear the list of ways a license can be suspended. Others are mortified when they receive an insurance-renewal notice with skyrocketing premiums because of a ticket. Not every ticket results in a suspension or premium spike; yet, there are a fair number of moving violations, even for first-time offenders, that can have expensive consequences. Complicating things further, the rules are applied differently in different counties. Although general precepts of traffic and insurance law apply everywhere, the disposition of citations can vary. For example, some jurisdictions offer the possibility of an "improper equipment" violation to certain offenders. Other district attorneys refuse to amend citations at all. Do not assume that what worked in Raleigh will be an option in Wilmington.

It's different for different people

In handling traffic matters, one of the most important questions your attorney will ask is: What's on your record? Generally speaking, the more tickets on your record, the more difficult it will be to avoid a conviction and/or insurance points and/or a license suspension. What's on your record is important. If possible, you should seek to avoid moving violations. Try to keep your record clean.

It's more than just your record

Now this is where it can get really complicated. Not only should your attorney consider your prior driving history, he or she should also take into consideration others on your insurance policy and...