Not the kind of interest a bank wants to earn.

• Position: Western

Speaking of heat: Charlotte's big banks have taken plenty of it for the financial-services crisis, but Asheville's Blue Ridge Savings Bank Inc. recently got its own scorching. The bank, whose majority owner is former U.S. Rep. Charles Taylor, is scrambling to correct 13 banking law and regulation violations cited by the Federal Deposit Insurance Corp. and state bank regulators. Top of the list? Failing to supervise and manage the bank properly, having too many poor-quality loans and coming up short on financial...