Navigating through mental health options.

Employees have been through a lot in the last couple of years and the strain is showing. Many say they want robust mental health benefits, including time off. With open enrollment coming, now is a good time to look at the mental health benefits your group health plan does or doesn't offer.

If you offer these benefits, the Mental Health Parity and Addiction Equity Act generally requires group plans to provide coverage equal to major medical coverage, with comparable copays and deductibles and the same treatment limitations. For small group plans, the Affordable Care Act requires mental health and...