MSO Elects Fulton, Makes Staff Changes.

• Position: [IN THE NEWS]

MSO, Inc. (The Mutual Service Office, Inc.) is pleased to announce the addition of Karen S. Fulton (pictured right) to its board.

Ms. Fulton is the retired President and CEO of ARI Insurance Company (an Amtrust Company), and its predecessor, ARI Mutual Insurance Company. She previously served as Vice President and Controller of American Reliance Insurance Company.

Ms. Fulton was the 2017 recipient of the PCI and Griffith Foundation lifetime achievement award. She is a past member of several insurance industry boards. She is a past president of the New Jersey Association of Mutual Insurance Companies.

Ms. Fulton earned her BSBA from Bucknell University, where she majored in Accounting.

According to MSO Board Chairman Robert Gage, "We are delighted to have Karen Fulton join the MSO, Inc. Board of Trustees. She brings excellent industry experience and knowledge to the Board as MSO continues its national expansion."

In the Program Division, Jan Kozlowski, MBA has been named Senior Vice President, Programs, Legal, Research, Compliance & Corporate Records. Jan Kozlowski has worked for MSO since 1989.

His current duties include identifying and analyzing the needs of MSO's clients, managing the development, introduction and maintenance of the various personal and commercial insurance products serviced by MSO, and monitoring the effects on the P & C insurance environment from the state and federal regulatory bodies.

Melissa "Missy" Smith, CPCU, API was named Assistant Vice President, National Filing Services and Senior Product Development Analyst. Ms. Smith was instrumental in the national rollout of the MSO Commercial Auto Program and Businessowners Program. Trish Riggio is now Assistant Vice President, Compliance Services and Senior Product Development Analyst. Ms. Riggio handled the full state licensing for MSO and established and maintains...