Insights into Cache Private Capital with CEO Dale Munson.

PositionSPONSORED SECTION

Tell us a little about how Cache Private Capital (CPC) was founded.

Early on in my Financial Advisor career with LPL Financial and JP Turner I found myself caught up in selling products that were largely tailored for advisors, companies and managers, but not the investor. Some products would trap investors by hidden fees and back-end sales charges. Other products limited upside potential for downside protection. Even as an advisor there was little if any transparency readily available and getting to the bottom number was nearly impossible. Products seemed to be tailored to line company's pockets in both the private and public sectors. In large part, I found myself selling products I didn't like, didn't believe in, believed I could do better than and went against the core values of who I was and how I thought business should be done. I was frustrated, and believed I could do better for those investors that were entrusting me with their financial growth, and more importantly their financial security.

So, what are the things you felt were most important in creating a financial product?

First, to have one clear path to be successful. If someone touts they have five ways to make you money, run. Important product specifics that I believe investors care about include; Security compliance, principal protection, unlimited profit participation, transparency, non-leveraged, no lock-up periods, diversified assets, performance based management fee. Some would say "your business model is too idealistic", I would counter, "it is a better way to do business". It was out of this idealistic view that Cache Private Capital was born.

So what does CPC do?

CPC created an investment product that is designed for investors to fully participate in any profit potential with as much transparency and few strings attached as possible. It was with that in mind that CPC developed its first core product Cache Private Capital Diversified Fund.

What is CPC Diversified's primary business?

CPC Diversified is a non-leveraged fund providing 1" position senior secured-asset loans to companies for their short-term funding needs.

Why Senior Secured loans?

In order to create wealth you must first preserve wealth. Senior secured debt is highest in the pecking order if a company hits hard times, fails or struggles to repay debt. This means senior secured loans are the safest of all corporate investments in a downside scenario. As an example:

When giant U.S. automaker General Motors...

To continue reading

Request your trial

VLEX uses login cookies to provide you with a better browsing experience. If you click on 'Accept' or continue browsing this site we consider that you accept our cookie policy. ACCEPT