Index

• Author: Rebecca A. Taylor
• Pages: 283-296

Index

283

A

abusive debt collectors, practices of,

105

advertising foreclosure defense

services, 7–8

direct-mail, 7

rules governing, 7

testimonials, use of, 8

affidavits of indebtedness, filing of,

259–60

affirmative defenses against sum-

mary judgment, 256–64

actual evidence, finding, 256

affidavits of indebtedness,

requirements for, 259–60

disputed issues of fact, raising,

261

document attachment require-

ments, 258–59

document authentification, need

for, 260–61

New York cases regarding, 262–64

Real Estate Settlement Procedures

Act, provisions, 260

refutation of, 258

Truth In Lending Act, provisions

of, 260

affirmative defenses to foreclosure,

159–63, 205–11. Also see

class-action complaints;

conditions precedent;

counterclaims in foreclo-

sure actions; fraud claims

against lender; Home

Owner’s Equity Protection

Act; HUD requirements,

failure to comply with;

motions to strike affirma-

tive defenses; Real Estate

Settlement Procedures Act;

Truth In Lending Act

assignee, case against, 160–61

demand letters, issues regarding,

167

fair dealing, violation of,

223, 225–28

Florida case regarding, 204, 221

forbearance agreement, termina-

tion of, 215–16

foreclosure complaint, mistakes

in, 227

good faith fact, need for, 163

home loan, defined, 227

Illinois case regarding, 215–16

inartful pleading of, 163

insufficiency of, 164

judgment inaccuracies or defi-

ciencies, checking for, 224–25

lack of good faith, allegation of,

223

lack of good faith, allegations of,

225–28

loan modifications, impact of,

221–24

payment as, 204

permissible basis for, 160–61

proper parties, failure to name,

218

refutation of, bank responsibility

regarding, 161

short and plain statement, need

for, 164

statutes of limitations, checking

for, 219