IADC Amicus Briefs--Volume 88, Number 3.

• Date: 01 July 2021
• Published date: 01 July 2021

The IADC amicus curiae program has been active in recent months. The following brief was filed by the IADC since the last Defense Counsel Journal issue:

U.S. Supreme Court Rejects "No Injury" Class Action Under Fair Credit Reporting Act (7/16/2021)

At the end of this year's term, the U.S. Supreme Court issued its ruling in TransUnion LLC v. Ramirez holding that consumers who did not suffer a concrete harm, but rather alleged only a technical violation and potential future harm that did not materialize, lacked standing to pursue claims for alleged violations of the Fair Credit Reporting Act (FCRA).

In this case, TransUnion communicated to a car dealership that Mr. Ramirez's name matched a name on the Office of Foreign Assets Control list of Specifically Designated Nationals with whom business in the United States is prohibited. It then denied Mr. Ramirez credit to purchase a...