Getting "wallet fit" in the New Year.

• Position: YOUR LIFE - Brief article

With holiday shopping resulting in a record year for credit card debt and resolution season upon us, the personal-finance website Wallet-Hub has released a report on the Best & Worst Cities for Wallet-Fitness.

WalletFitness is about turning the country's biggest stressor--money, according to the American Psychological Association--into one of your biggest strengths. Reaching top WalletFitness means you are in a stable financial position, able to meet existing obligations comfortably, and plan for the future.

With that in mind, WalletHub compared the 150 largest U.S. cities across 27 key metrics--ranging from unemployment, poverty, and foreclosure rates to income volatility and savings habits--to see where people are in the best and worst financial shape.

The 10 best cities for WalletFitness, starting at No. 1, are San Francisco, Calif.; Fremont, Calif.; Seattle, Wash.; San Jose, Calif.; Madison, Wis.; Overland Park, Kan.; Irvine, Calif.; Sioux Falls, S.D.; Minneapolis, Minn.; and St. Paul, Minn.

The 10 worst, beginning at the bottom, are Newark, N.J.; Brownsville, Texas; Hialeah, Fla.; North Las...