FCRA Violation.

Byline: Derek Hawkins

7th Circuit Court of Appeals

Case Name: Joseph W. Denan, et al., v. TransUnion LLC,

Case No.: 19-1519

Officials: WOOD, Chief Judge, and BAUER and BRENNAN, Circuit Judges.

Focus: FCRA Violation

Plaintiffs Joseph Denan and Adrienne Padgett sued consumer reporting agency Trans Union LLC, alleging violations of the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. 1681 et seq. We must decide whether 1681e(b) and 1681i(a) of the FCRA compel consumer reporting agencies to determine the legal validity of disputed debts. The district court dismissed plaintiffs' lawsuit, holding these provisions impose no such duty. Finding no error in the district court's decision, we affirm.


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