DIFFICULT FINANCIAL CHALLENGES FOR LMI 50+.
Position | YOUR LIFE - Low- to moderate-income people - Brief article |
Eighty-three percent of the estimated 50,000,000 low- to moderate-income people over the age of 50 (LMI 50+) are struggling with some or all of the components of their financial lives, maintains a report from the Center for Financial Services Innovation and AARP Foundation.
"These new findings show that a number of external factors are leading the LMI 50+ to redefine how they live and work in the second half of their lives," says Jennifer Tescher, founder and CEO of CFSI. "The traditional pattern of saving and paying off debt while working in order to retire comfortably has been replaced with far more complex scenarios and, for many, delayed retirement."
Uneven income, limited savings, debt burdens, medical shocks, and multi-generational living situations dramatically are influencing the financial health of the LMI 50+.
"For too many low-income older adults, the later years are a source of stress instead of something to look forward to," notes Lisa Marsh Ryerson, president of AARP Foundation.
The report identifies these specific financial...
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