Crossword.

DECEMBER

[ILLUSTRATION OMITTED]

Across

  1. Housing market debacle (goes with 1 down)

  2. Sample

  3. Age

  4. ___ Berkeley

  5. Core group of qualified personnel

  6. Advice the Fed took (goes with 20 across)

  7. Land of SOX

  8. AutoNation Inc. ticker symbol on NYSE

  9. See 15 across

  10. Financial agreements

  11. Put people on a list for selection to a deliberating body (var.)

  12. St. Paul's locale

  13. Bureau

  14. Have on

  15. Letter before tee

  16. Pronoun

  17. Transcendental number

  18. Sodium symbol

  19. Popular communications technology, abbr.

  20. The day's list (2 words)

  21. "Layla" singer Clapton

  22. Alternative at Starbucks

  23. Talk to a crowd

  24. Hollywood city (abbr.)

  25. "Cape Fear" star Nick

  26. Indicators of underlying causes

  27. Word with board or target?

  28. High-quality vineyard

  29. Me ___!

  30. European Economic Community (abbr.)

  31. Had a seat

  32. Wander off course

  33. Became depleted (2 words)

  34. Metal

  35. It will break in a crisis (2 words)

  36. Furniture wood

  37. Internet security technology (abbr.)

  38. Have title

    Down

  39. See 1 across

  40. Spanish for gold

  41. What many decisions are based on (2 words)

  42. Experts

  43. Makes a move

  44. Watch closely

  45. Possible situations for financial modeling

  46. Pallid

  47. Email cc

  48. Court battles

  49. Penny

  50. Los Angeles cops (abbr.)

  51. Schemes that are often fraudulent (3 words)

  52. Regular payments

  53. World Wide Web

  54. Augusta locale

  55. Heroic

  56. ___ to bed ...

  57. Disencumber

  58. Persuades subtly to buy (2 words, hyph.)

  59. Trained personally

  60. Feedback

  61. Exec. officer

  62. Mont Blancs, perhaps

  63. Rail service provider

  64. Distorts

  65. Purchase order, for short

  66. What snakes do

  67. Prescott's state

  68. Relating to

  69. Oakland baseball team

  70. World News (abbr.)

  71. Not available (abbr.)

  72. Knockout, for short

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