CREDIT SCORES CAN PSYCHE UP CONSUMERS.
Position | YOUR LIFF |
Consumers who check their credit scores monthly express more confidence that they maintain control over their financial lives; could absorb a financial shock (such as a pandemic lockdown); will achieve the financial freedom necessary to enjoy life; are on track to meet long-term financial goals; and can set aside money regularly to pay large periodic bills.
More than half of U.S. consumers view their credit score at least monthly, with 87% receiving such updates at no cost. A study from Javelin Strategy & Research, commissioned by TransUnion, found that the majority of these consumers review their credit data through free services provided by their banks or credit unions.
The study shows that 71 % of consumers who check their scores at least once a month perceive that they have control over their day-today finances. 'Credit reports and scores have evolved into one of the most-accessible, powerful, and popular ways for Americans to build an awareness and an understanding of their creditworthiness, gain financial confidence, and protect their personal...
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