Contents: Journal of Risk and Insurance 2/2016

• Date: 01 June 2016
• DOI: http://doi.org/10.1111/jori.12115
• Published date: 01 June 2016

CONTENTS

A Note From the Editor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 267

FEATURED ARTICLES

Who Is Changing Health Insurance Coverage? Empirical Evidence on Policyholder Dynamics . . . . . . . . . . . . 269

Marcus C. Christiansen

Martin Eling

Jan-Philipp Schmidt

Lorenz Zirkelbach

Optimal Social Insurance for Heterogeneous Agents With Private Insurance . . . . . . . . . . . . . . . . . . . . . . . . . . 301

Brandon Lehr

The Income Elasticity of NonLife Insurance: A Reassessment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 335

Giovanni Millo

Yes, No, Perhaps? Premium Risk and Guaranteed Renewable Insurance Contracts With Heterogeneous

Incomplete Private Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 363

Richard Peter

Andreas Richter

Petra Steinorth

The Cost of Counterparty Risk and Collateralization in Longevity Swaps . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 387

Enrico Biffi s

David Blake

Lorenzo Pitotti

Ariel Sun

Portfolio Choice in Retirement—What Is the Optimal Home Equity Release Product? . . . . . . . . . . . . . . . . . . . 421

Katja Hanewald

Thomas Post

Michael Sherris

The Pricing of Mortgage Insurance Premiums Under Systematic and Idiosyncratic Shocks . . . . . . . . . . . . . . . 447

Ming Pu

Gang-Zhi Fan

Chunsheng Ban

Information and Insurer Financial Strength Ratings: Do Short Sellers Anticipate Ratings Changes? . . . . . . . 475

Chip Wade

Andre Liebenberg

Benjamin M. Blau

BOOK REVIEWS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 501

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