Basic rule requirements for bank contests or drawings.

• Position: MARKETING NEWS - Brief article

* A statement that no purchase is necessary to win.

* Entry procedures and other contest details (random drawing).

* Limits on the number of times to enter (one entry per person or per household).

* The closing date for entries and any other deadlines (date to claim prize in case another entry has to be drawn).

* Explanation of the winner selection and notification process as well as the date of notification.

* List of prizes and their retail values plus any conditions of the prize (for example unavailable dates for a cruise).

* Odds of winning.

* Eligibility (such as age--must be over 18 or have a valid driver's license).

* If winners will be used in publicity (this may require a signature).

* A...