Alex Uvidia has over nine years of bank examination and policy oversight experience with various regulatory agencies. Currently, Alex serves as a senior examiner for large banks, with a focus on capital markets for the FDIC. Alex oversees capital stress-testing practices at large financial institutions, and leads examination teams in the assessment of risk management practices over complex loan and investment portfolios. Previously, Alex conducted the safety and soundness examinations of a wide array of commercial banks with elevated regulatory scrutiny due to their troubled condition, M&A strategies, and risky loan concentrations. Alex also has served as a subject matter expert on bank regulatory reform at the U.S. Treasury's Office of International Banking and Securities Markets. Alex began his career at the Office of Thrift Supervision, where he led safety and soundness examination of savings and loan associations. He holds a master's in Business Administration from University California, Los Angeles, and graduated from the California State University, Long Beach, with a B.S. in Business Administration-Finance (Magna Cum Laude).
Share with us your background, education and initial career positions.
I am originally from Quito, Ecuador. I moved to Orange County, California, when I was 16. From early on, I knew I wanted a career in finance, and I pursued a B.S. in Business Administration, with an emphasis in Finance, at California State University, Long Beach. Shortly after graduating in 2007, I worked as a bank examiner for the Office of Thrift Supervision (OTS). The examiner role accelerated my professional growth as I was consistently exposed to complex banking issues and routinely interacted with senior bank executives. After working at the OTS for a few years, I opted to go back to school and earned an MBA from UCLA in 2013.
When and why did you join the FDIC? What has the experience been like?
My transition into the FDIC was a bit unusual. After I had worked at the OTS for four years, regulatory reform forced OTS to consolidate with another regulatory agency in the summer of 2011. The consolidation caused me to consider my career opportunities, including a bank examiner role at the FDIC's Orange County Field Office. The decision was fairly easy. I had worked with FDIC examiners in interagency bank exams a number of times, and had come away quite impressed with the FDIC team's camaraderie and the examiners' expertise. I was also...